Household month-end
The month-end checklist for household money.
For the person who closes the books at home. You get one list: accounts, cash flow, bills, the budget, savings and debt, and the household check-in.
Checklist
Month-end close
Complete
Reconcile each account
01Review cash flow and spending
02Audit bills and subscriptions
03Compare the budget
04Check savings and debt payments
05Finish the household check-in
06
6 of 6 lines checked
The close
How the month gets finished.
01
Open the close
The lines are the accounts, the cash flow, the bills, the budget, and the check-in.
02
Mark what is true
A finished line stays finished. A line that still needs you stays on the list.
03
Leave when the list is finished
The month is done when the checklist says so.
On the list
Six lines. Then the month can close.
01
Accounts
Checking, savings, retirement, cards, and the mortgage. Each one is reconciled or still open.
02
Cash flow
Income, outflow, and the categories you meant to watch. Mark each line reviewed.
03
Bills and subscriptions
Due dates, autopay, and the charges you meant to keep, on the same list as the close.
04
Budget
Plan beside actual, category by category. A line that matches gets a check. A line that needs a choice stays open.
05
Savings and debt
Emergency fund, sinking funds, and extra debt payments as lines you can finish.
06
Household check-in
One list for both of you: what posted, what is due, and what still needs a decision.
Start the list
Know the month is done.
Accounts, cash flow, bills, the budget, and the household check-in. Get started opens sign-in.
Questions
Before you open the list.
- What is SmartChecklist?
- A checklist for the household month-end. You mark accounts reconciled, cash flow reviewed, bills and subscriptions audited, the budget compared, savings and debt payments checked, and the household check-in done.
- Who is it for?
- The person who closes the household’s money for the month, and the partner who needs the same list before the check-in.
- What do I get?
- One list for that close. The lines on this page are the work. Your own accounts stay in the product, behind sign-in.
- What does Get started do?
- It opens sign-in, the same page as Sign in. That is how you pick up the list.
- Does SmartChecklist connect to a bank or move money?
- No. It is the checklist for the review. It does not connect accounts, transfer funds, or offer regulated financial advice.
- Is the checklist on this page a live balance?
- No. It shows the shape of a finished month-end close. It is not a customer result, a sample net worth, or anyone’s accounts.
- Who built it?
- A small independent team. The story is on the About page.